Sevieri Insurance Group

Life Insurance

Life Insurance Options

 

Make sure that they are cared for and have security long into the future.

We can't see into the future, but we can protect against financial uncertainty for our loved ones. They depend on us for that care, even if we aren't there to give it. Life insurance is the best way to take care of them while giving you peace of mind for whatever the future holds.

 
 

WHole life

Unexpected life events don’t have to create financial hardship for the ones you love. Long-term financial instruments such as whole life insurance offer a dependable way for you keep your loved ones financially secure even after you’ve gone.

When you choose one of our policies, you’re choosing a lifetime of protection. Our whole life products provide guaranteed benefits for your loved ones after you’re gone, as long as the premiums are paid in a timely manner. Features of whole life insurance include:

Fixed premium – Budgeting is easy with a consistent premium payment.

Accumulation of a cash value – Cash value accumulates over time, and some policies may allow you to borrow against it. 

Fixed benefit – You can choose the amount you leave to loved ones, and rest easy knowing that’s what they’ll get.


Term life

Not everyone needs lifetime coverage. In fact, there are many situations where short- or limited-term insurance is a better fit. Your children will eventually complete their education and become independent, your mortgage will ultimately be paid off, and you and your spouse will retire. We offer many term insurance options for just these types of limited situations.

With a term life policy, you’ll pay a regular premium for the length of the term in exchange for a fixed amount of coverage for that same period. Term life premiums are generally lower than premiums for permanent life insurance.

People choose American National term life for a variety of reasons:

  • Custom selection of the term (10, 15, 20 or 30 years) that best fits your needs
  • Competitively priced, affordable coverage for only the time you need it
  • Level premium payments
  • Ability to customize coverage with riders such as living benefits
  • Preservation of insurability for converting to permanent insurance later
  • Policies backed by American National’s 100+ years of financial stability 

Many more life insurance options

Your family depends on you for care, for stability and for financial security. While you can’t guarantee you’ll always be there for your loved ones, life insurance lets you still provide for them even after you’re gone. With life insurance you can leave a legacy of care, stability and financial security for the ones you love the most. In addition, your life insurance policy value growth is tax deferred.

We are gratified to regularly hear the stories of people who have been financially cared for by their loved ones via life insurance. It is a lasting legacy and a testament to the enduring power of love.

We offer a wide range of life insurance products to suit a variety needs and situations: